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Self directed what?

It's a little know tool, but if you have one of the common types of investment vehicles (Roth IRA, SEP-IRA, Traditional IRA, Individual(k), and other special options), you have the ability to purchase investment real estate directly from your IRA.

How would you do this? Allocate a piece of your IRA to cash, find an investment property with a knowledgeable Realtor®, and let your real estate investment work as an asset in your portfolio. Why does this make sense? If you have a knowledgeable agent working to find you a good property, especially in this down market, your investment should return a higher percentage than a traditional rate of return in stock and bond funds in a relatively short period.

It would be easy to do this type of investing selling the property every few years, and moving the self directed IRA funds up the ladder to higher value properties.

So here's the truth of the matter- currently, Realtors® and real estate investors are buying in a soft market, and many are doing it with self-directed IRAs, anticipating the market will return in the next few years. When Realtors® are buying, you know we're near the bottom of this market cycle.

Am I currently looking for an opportunity to invest? You bet. It's a great market to find great deals!

Curious?? I've got financial companies that will consult with you with regards to the self directed IRA, give me a call (714-743-9882) or shoot me an e-mail at colin@verandahomes.com.